You’ll get a thorough grasp of money management and financial decision-making with this course’s eight courses, which cover a broad variety of financial issues.

Module 1 explains what money is and how you can start making it. You’ll get the rundown on checking accounts, debit cards, in-person transactions, and paper checks. The module also explains how much you may expect to make in various salary ranges, so you can compare the prospects of different careers.

Income and expenditures are the central topics of Module 2. Wage spending, gross revenue, and net income are all topics that will be covered. The session will teach you the ins and outs of managing your money, such as creating a budget, setting priorities, and making timely payments. You’ll learn the ropes of using your income and expenditures as the basis for sound financial decision-making.

The consequences of debt are explored in Module 3. You’ll get the lowdown on everything from credit cards to vehicle loans to home equity lines of credit. The session discusses credit ratings and their significance in securing loans. In addition to learning about interest rates and annual percentage rates (APR), you’ll get an introduction to the idea of good and bad debt. Also covered: Klarna and other installment payment financing solutions for big-ticket products like vehicles and tools.

The fourth module discusses money management in the workplace. You’ll get some education on retirement plans, N.I., pay stubs, taxes, and bonuses. The session stresses the need of establishing a pension plan and discusses how NI payments impact social security benefits in retirement. You’ll learn how income tax is calculated and how bonuses affect your salary as a whole.

Self-employment is the focus of Module 5. You will learn about the tax declaration procedure and the potential earnings from various forms of self-employment. This unit educates those who are self-employed on how their earnings, VAT returns, and national insurance payments are affected by tax law. Learn how to handle the special financial demands of becoming your boss with the help of this session.

The financial and legal aspects of mortgages and real estate are covered in Module 6.Mortgage interest rates and their effects on monthly payments will be covered in detail. The session provides a fundamental understanding of mortgages and touches on related issues including refinancing and remortgaging. You will also learn about and consider a variety of savings and investment vehicles, such as individual savings accounts (ISAs), deposits, renting, and buying a home.

Module 7 teaches you the ropes of operating a company. In this course, topics like company planning, financial projections, and loss and gain will be covered. Loans and investor interest are both discussed in this section. The significance of sound financial management for companies is also emphasized.

In Module 8, you’ll get a crash lesson in using Quickbooks, a popular company accounting program. You will get an understanding of Quickbooks and its applications across industries. Reporting, Task Management, and Billing are all covered in this section. Learn the ins and outs of managing financial records and streamlining related operations with the help of this session.

When you’re done with this course, you’ll have a solid grounding in a wide range of financial concepts that will serve you well in your personal and professional endeavors, including employment, self-employment, property ownership, and entrepreneurial ventures.